UK Move Guide — Post, Insurance & Banking

6 min read

Royal Mail Redirection When You Move House

Whatever you haven’t gotten around to updating by moving day — the DVLA, HMRC, your bank, a hospital appointment letter — still needs to reach you. Here’s exactly what Royal Mail’s redirection service costs, what it does and doesn’t catch, and why it asks for ID before it’ll set one up.

General information, not advice. This guide explains how things typically work — it isn’t legal, financial or professional advice for your specific situation, and Reloca8 isn’t liable for decisions made based on it. Always confirm current rules directly with the relevant council, provider or government website before acting.

The short version

Personal redirection starts at £45.00 for 3 months (single adult, standard price) and runs up to 12 months — apply up to six months ahead, but give it at least five working days’ notice. You’ll need two ID documents to set one up. It only redirects mail addressed to you and anyone added to your application — not mail for whoever lived at either address before you, and not parcels from couriers other than Royal Mail and Parcelforce. When it lapses, unredirected post goes to whoever’s living there next, not back to you — so this is a safety net with real edges, not a blanket fix.

Why this is the one thing worth setting up even if you skip everything else

Every move generates a long tail of post that keeps arriving at the old address long after you’ve stopped living there — a DVLA reminder you hadn’t dealt with yet, an HMRC letter, a replacement bank card, a hospital appointment. You can update your address with every organisation you can think of and still miss one. A Royal Mail redirection is the backstop for everything on that list you haven’t gotten to yet: it catches what falls through, for as long as the redirection runs, at either your old or new address. It isn’t a substitute for actually updating your address with the organisations that matter — it’s what stands between the gap and a stranger’s recycling bin while you work through the rest of the list.

What it costs, by duration and household size

Royal Mail offers personal redirection in three fixed lengths — 3, 6 or 12 months — priced per person, with the per-month cost falling the longer you commit to. For a single adult, standard pricing is £45.00 for 3 months, £66.50 for 6 months, and £95.00 for 12 months. Add a second adult at the same address and the 12-month price rises to £108.50 rather than simply doubling — children under 16 are added to a parent’s redirection at no extra cost.

3 months — single adult

£45.00 standard. From £24.50 if you receive Universal Credit or Pension Credit.

6 months — single adult

£66.50 standard — the middle option, and where most of the per-month saving over 3 months shows up.

12 months — single adult

£95.00 standard, from around £64.00 with the concessionary rate.

Extra people at the same address

A two-adult household pays £56.00 / £79.00 / £108.50 across the same three durations. Under-16s are free.

That concessionary rate applies to anyone receiving Universal Credit or Pension Credit (which also covers people transitioning from Child Tax Credit, Housing Benefit, income-based JSA, income-related ESA, Income Support or Working Tax Credit), on production of proof of that benefit dated within the last six months. It has to be applied for directly with Royal Mail rather than through a Post Office branch.

Personal vs. business redirection — not the same product

If you’re moving a company, not just a household, personal redirection isn’t the right product — and the prices above don’t apply. Business redirection is a separate Royal Mail service, priced and administered differently, and it covers mail addressed to the company as well as to individuals at it. It’s also considerably more expensive: third-party resellers who republish Royal Mail’s own business price list put a 3-month business redirection at roughly £299, rising to around £440 for 6 months and £708 for 12 — worth confirming directly with Royal Mail at the time of booking, since these figures come from a reseller rather than Royal Mail’s own published table.

Personal redirection

Individuals & households
  • From £45.00 for 3 months (single adult, standard rate).
  • Covers the named applicant and any household members added to the same application.
  • What most people moving house actually need.

Business redirection

Companies
  • A separate product and price list — roughly £299+ for 3 months.
  • Covers mail addressed to the company as well as to people within it.
  • Anyone else living with you who's also moving still needs their own separate personal redirection.

How far ahead to set it up

You can apply for a redirection up to six months before your move date, and Royal Mail is specific about the other end of that window too: it needs at least five working days’ notice before the start date to arrange it. In practice that means the moment you have a confirmed moving date is the right time to apply — not moving week, when five working days can suddenly feel tight against everything else that needs doing.

  1. 1

    Apply

    Any time from up to six months before your move date, once you know it.

  2. 2

    Minimum notice

    Royal Mail needs at least five working days between your application and the start date.

  3. 3

    Redirection starts

    Mail addressed to you at the old address begins arriving at the new one from your chosen start date.

  4. 4

    Renewal reminder

    Royal Mail invites you to renew before the period ends — redirections can run for a combined maximum of four years.

Why it asks for ID before it’ll set one up

Setting up a redirection isn’t as simple as typing in two addresses. Royal Mail requires two documents: proof of your identity (a passport, driving licence, birth certificate for under-16s, or similar), and separate proof of the old address — a utility bill, bank or credit card statement, council tax bill or mortgage statement — dated within the last six months.

For your security, we need to verify your identity to set up your Redirection.
Royal Mail — Redirect your mail

That’s not bureaucratic friction for its own sake. A redirection application is, structurally, a request to have someone else’s mail sent somewhere new — which is exactly the kind of process an identity thief would want to exploit if it were left unchecked. Royal Mail is direct about why the extra checks exist:

To stop people taking out Redirections fraudulently, you may have to answer some extra security questions.
Royal Mail — Redirection Help Centre

What actually gets redirected — and the two things that don’t

A redirection only covers mail addressed to you and to anyone else you’ve named on the same application — typically other adults at your old address who are moving with you. It doesn’t sweep up everything that happens to be addressed to that address. Two exclusions catch people out often enough to be worth stating plainly.

Gets redirected

Named on the application
  • Standard letters and most Royal Mail / Parcelforce items addressed to you or your household members.
  • Certain trackable services (Special Delivery Guaranteed, Signed For, Tracked), though redirected items are generally handled as Second Class.
  • Mail to a UK or overseas address, though overseas redirection is limited to letter-sized items under 100g.

Doesn't get redirected

Two common gaps
  • Mail for someone who isn't on your application — including a previous occupant of either address.
  • Anything sent by a courier other than Royal Mail or Parcelforce.
  • Mail addressed generically 'to the occupier', and mail to multi-occupancy premises like halls of residence or care homes.

On the first point, Royal Mail is explicit about what redirection won’t cover:

Mail for people who weren't living at the old address
Royal Mail — Redirection Help Centre

So if you move into a property and mail keeps arriving for whoever lived there before you, your redirection was never going to catch it; you can only mark it “not known at this address” and repost it, or the sender needs updating directly. The same logic runs the other way at your old address: someone else’s post that ends up there after you leave isn’t yours to redirect either.

On the second, redirection is a Royal Mail and Parcelforce product — it has no reach into any other courier’s network:

Mail delivered by other delivery services or couriers
Royal Mail — Redirection Help Centre (items not covered by redirection)

In practice that means Evri, DPD, Amazon Logistics, UPS, Hermes and every other delivery company sit entirely outside a Royal Mail redirection. However many parcels you get through those networks, each retailer and courier account still needs its own address update — a redirection running in the background doesn’t reduce that list, it just covers the part of it you haven’t gotten to yet.

The fraud angle, both directions

Redirection sits at the centre of two distinct, well-documented identity-fraud risks — one from not having it, one from someone else abusing it.

Not redirecting at all leaves financial and official mail sitting at an address you no longer control. Action Fraud, citing Cifas identity-fraud data, has reported that a meaningful share of people who do eventually set up a redirection find it was overdue: in the underlying survey, 26% of redirection customers had received up to five items of mail intended for a previous occupant within their first month at a new address, 15% had received more than twenty, and 52% of that misdirected mail included sensitive financial documents — bank statements, insurance letters, anything an identity thief could use. That data is dated (it traces to a Cifas Q1 2015 dataset, not a current-year figure), but the underlying pattern — financial mail piling up at an address its rightful recipient no longer checks — hasn’t stopped being true just because the survey is old.

Someone else redirecting your mail without your knowledge is the rarer but more direct risk, and it’s exactly what the ID checks in the previous section exist to prevent: a fraudster who has enough of your details to file a redirection application in your name could, if unchecked, have your bank statements, tax correspondence and other financial mail sent straight to an address they control. If you ever notice named post to you drying up unexpectedly, or receive a Royal Mail confirmation for a redirection you didn’t set up, treat it as a live incident rather than an admin question — contact Royal Mail directly to query or cancel it, check your bank and credit accounts for anything unfamiliar, and report it to Action Fraud, the UK’s national reporting centre for fraud and cybercrime.

Extending it, and what happens if you let it lapse

Royal Mail contacts you before a redirection is due to end, inviting you to renew at the standard rate for another period. You can keep renewing up to a combined total of four years from the original start date. What matters is what happens if you don’t: this isn’t a service that holds your post indefinitely once it expires.

After this time any mail addressed to you at your old address will be delivered there.
Royal Mail — Redirection Help Centre

In other words, once your redirection lapses, mail addressed to you doesn’t come back to you or get returned to sender by default — it simply resumes being delivered to your old address, to whoever’s living there now. If you’re still expecting occasional post at an old address a year or more after moving, that’s a sign it’s worth renewing rather than letting it quietly lapse.

A practical checklist

Pulling the above into what to actually do:

Apply as soon as you have a moving date

You can set one up to six months ahead, and Royal Mail needs at least five working days' notice — don't leave it to moving week.

Have your ID ready

One proof of identity, plus one proof of your old address dated within the last six months.

Add every household member by name

Mail addressed to someone not named on the application — including anyone still living with you who isn't added — won't be redirected.

Update couriers separately

Evri, DPD, Amazon and every other non-Royal Mail courier account needs its own address change — redirection won't touch them.

Don't assume mail for a previous occupant is yours to forward

Mark it 'not known at this address' and return it to a postbox rather than opening it or redirecting it yourself.

Renew before it lapses, if you still need it

Once it ends, mail addressed to your old self goes straight to whoever lives there next — not back to you.

The safety net, without the separate errand

Reloca8 hands you straight to Royal Mail’s official redirection service with your old and new addresses pre-filled, so setting the start date and coverage period is a couple of minutes’ work — then keeps tracking everything else on your list, from the DVLA to your bank, that redirection is only ever the backstop for.

Start your move checklist

See the complete UK move checklist

Sources

Disclaimer. This page is general information, not advice on your specific circumstances. Royal Mail’s prices, exact document requirements and terms for redirection can change — always check royalmail.com directly and get a live quote before applying, and if you suspect a redirection has been set up in your name fraudulently, contact Royal Mail and Action Fraud directly rather than relying on anything above. Reloca8 is not a law firm, financial adviser, or government body, and accepts no liability for actions taken based on this guide — see our Terms of Service.